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West Chester Auto and Home Insurance

Coverage for Your Most Important Assets

If you’re like most folks in West Chester, PA, your home and your vehicle are your most important assets. You can make sure they have the right protection with insurance from Dunn & Danese Inc Insurance Agency. Our independent agents are here to offer you more personalized service and a broader selection of insurance options than you’ll find with those big insurance companies.

Home Insurance for Your Dwelling and Belongings

Without home insurance, how would you cover the loss or reconstruction of your home and its contents? Most people don’t have the savings to rebuild or replace their dwelling and belongings. That’s why having a home insurance policy tailored to you is essential.

Home insurance in West Chester protects your residence when disaster strikes in the form of fire, storms, vandalism, or theft. You don’t have to dip into your retirement accounts or your kids’ college funds to cover the cost of rebuilding or replacing items. Your policy covers both your abode and your belongings, including interior furnishings, electronics, appliances, and housewares.

You get other benefits with a home insurance policy, too, including liability protection for things like slip and fall injuries on your property and loss of use protection. The latter, also known as additional living expenses, reimburses the cost of living outside your home if it is being repaired or reconstructed after a claim.

Auto Insurance for State Compliance and More

Like home insurance, auto insurance for your vehicle is a must to protect your investment. The minimum liability coverage is required by the state of Pennsylvania and by many auto lenders when you finance a vehicle:

  • Bodily injury liability insurance: $15,000 per person; $30,000 per accident
  • Property damage liability coverage: $5,000
  • Uninsured motorist coverage: $15,000 per person; $30,000 per accident

For added protection, we offer collision and comprehensive insurance. Whereas liability insurance covers other people and property in the event of an accident, collision insurance pays for the cost of repairing or replacing your vehicle.

Do you rely on your car or truck to get to school, work, or family activities? We also encourage our clients to get comprehensive insurance, which covers theft, vandalism, and damage due to fire and storms. Life as you know it won’t be interrupted if something happens to your vehicle, and you won’t have to pay thousands out of pocket for repairs or replacement.

Independent Agents for Your Unique Insurance Needs

To speak with one of our independent agents about insuring your vehicle and your home in West Chester, reach out online for a quote or call Dunn & Danese Inc Insurance Agency today at 610-623-4750. You’ll appreciate how we cater to your unique needs and the peace of mind that comes with knowing your important assets are protected.